Innovation in financial banking and business

March 29, 2018

Exclusive interview LoveONN, Ankit decoded about his journey of being financial innovator and insight on his ventures. Adding his thought, about importance of economic and persistence in our life; the way they are transforming the value of Personal savings, Startups and Investment.

Hi, It's an honor to have your presence.


Thanks for having me here. (smile)


You were eluding the dates for interview from few months? Is this because of being an investor of LoveONN?


Not exactly, actually my view for the current media industry is rough. LoveONN's initiative is considerable but still it's not that cool or kind of big shot. Anyway I am glad to be here and part of it.


In your opinion, what skills does a person need to have to be a successful entrepreneur?


Successful entrepreneur, I rather not mention. See, to achieve your goal, important skill is to find solution, don't matter how. If you are thinking about doing something different, then it's only you who can invent the difference by making things better. Hard work, never give up mindset that's compulsory I think.

Rest you learn within journey. You need to focus on solving issues and bringing innovation into your work.


Any specific education did you accomplished for your business?


No I don't have one. I keep learning on every possible topic which comes in my way during exploration, subject I am working on and few learning for the future project.

Not any education is designed which explains you the new innovation, if you are doing something new then it must be new like never existed before. It can only be achieved through continuous learning.


"Self respect and reality is tough rival when it comes to balance it honestly."


After five years, where do you see yourself?


Working on the vision of Samrat Investments and another ventures. Environment is been my concern, so I would drive my product and work to support environment. Working on some cool ideas. At least, much better than today, I guess. Education context is pity, working on it.


What is fun factor and leisure for you?


I enjoy my working and everything I am part of. In free time I love to travel, doing some adventure, interacting new people, spending few time with loved ones. It's about refreshing the mind in various way.


What criteria are required to become an employee of your business?


Apart from formalities, we focus on having better team value. Positive minded people, passionate about work because we learn things while working so you don't need to be genius every time. If you are exceptional at something, you are doing; honest at work- we always welcome such people. 


As being immature, what difficulties did you have when you started business?

The moment you discover you have nothing to loose, same time you unlock all the boundaries of opportunities for yourself and it gives you freedom about infinite imagination. Issues are part of life, I effort to be neutral.

I think, it's somewhat complications are same for those who start at such initial age by own.

Understanding of markets, financial issues or bringing clients is big challenge. You know, except from what I have to do- there is issue with everything, because there is some image in mind that I have to proceed for particular work but path is kind of obscure. Samrat Investments also begins with small idea for me. Every phase of life has its own payback.




The time you realized to start Samrat Investments, how old were you and how did you continued?


I was around 17. I was good in studying extra topic or say out of syllabus from earlier. Then I was much bend towards share market, where I gained lots of bucks in very less time (actually it was not that easy). I was not sure about business in financial sector. I had then lots of ideas bombing, but they all seems impossible. Last year, I head about few reputed people, who developed same project (which I discussed to my parents earlier but it was all in vain for them, then) and lots of investments is done for that project, so that blew my mind about don't underestimate yourself and believe in self that you can create whatever you imagine. Much of work seems impossible before it's done so why not give an effort. The idea of Samrat Investments is result of continuous improvisation and innovation. So I also started with very basics and it's been tough but I survived. I always focus on human life and nature, to understand it and make better than last moment.


Financial investment business, what made you start and work on idea of Samrat Investments?


As I mentioned I got lots of ideas and always try to think how I can make anything even better.

I had worse experience with banking system but Samrat Investments' vision, sense of hope or say innovation to humanity was worth project; where we could give something positive to society. And, economic is something which we can't ignore, also the individual financial growth or profit.

Lots of thing as you already have faced during banking. Our current startup environment is more focused on eCommerce or sort of online business. Ratio of funded company is more in eCommerce and online than rest. So I thought I should work on economy and finance which is less traveled path, so that we could grow profit return by higher interest without loss and risk for everyone which is worth to work. Loss and risk factor for people, I figured during share market experience and I wanted it to reduce it and make better for everyone. So I dropped share market; as I had to go with one choice, so I left the thought of money and share market and jumped into Samrat Investments.

There is so much miracle, beauty and extraordinary people in the world that feel like how tiny and stupid I am, but there is Hope of accomplishment and purpose bigger than you, that makes you realize about your existence.

Now I am here at least with purpose, sense of innovation and also the imagination.


Banking industry is huge and risky too, how Samrat Investments is going to compete with current financial or banking system? What is your thought about current economic impact on common people?


Yeah, as we know economic is been huge part of our life.

Current thought in our business is not been positive, due to fraud issue but still the thing is you can't give up on your dream or purpose for such reason. If you believe that, your work gonna make life's better and can impact, then you must face whatever the challenges may.

Neither I thought to compete with anyone, we all have few responsibility. So we are working to make investments, economy and financial life innovative, secure and healthy for all of us through Samrat Investments.

Current situation is not good when it comes to financial awareness and neither is the literacy, it's a global issue.

We are just trying to make economy accessible, affordable and profitable no matter the resources of individual.

Serve the purpose of financial freedom, economic development in all glimpse of life and universally.

Our current project #Samratinvestmentschallenge2023 aims to provide financial identity to 2.5 billion people along with awareness, which I think is challenging.


"You may probably create fortune,If you are not a salesman. I would spend a day or week in figuring why my service is worth to people rather completing the target to visit X clients daily".


Song that you listen oftenly?


Actually, there is lot of tracks depending on mood.

I love to hear the depth of Nushrat Fatheh Ali Saheb mostly, and everyone's nice composition. Jagjit singh, Arijit Singh, Rahat fateh ali, classic, and uncountable no of touching track.

But actually, in current time, I think our music is been limited by most of channels because they play same track rather shuffling billions of composition.

Because I think music is kind of 'Nirvana' to me, a peace zone and it should interesting.


You must have expectation from other ventures? What is your branding strategy?


Of course, we build any product with few purpose. It will have their own impact with right time, we are sure that it will be worth of experience.

Every next venture will be of great experience for people.

For us, prior to branding is service and product. We focus on the experience of people. Rather spending billions on advertising experiment, we will focus on satisfaction of our employee and product development so that it could justify the purpose. Your product must be worth, surely it will take time to reach mass. I can't forget, we are in investment business and every best investment is long term game and we can't compromise in experience, quality, value, and trust. Advertising is medium to aware about service and innovation not to sell the service. We believe, our products and services to stand in market by its own value. For me service is ultimate. Beauty takes time, you must have patience for it.


How do you motivate employees with absenteeism/tardiness?


I don't think to motivate someone.

Motivation is not something you can pass on to someone. It comes within you while you perform such work or figure your progress graph.

I just believe in my work, and effort to give my best in time and resources; if it inspires someone then good otherwise it's even good.

You can boost up for little period by inspiring lecture to anyone but when it comes to life then you must need to find it within. Action is crucial than else. I focus on purpose to serve humanity and put it in our action. When you want something higher than self, then surely it will consume enormous energy and you can't find it in video or elsewhere. You need to discover infinite energy within self.


If you had one piece of advice to someone just starting out, what would it be?


Do what you love, love what you do. Life is beautiful don't waste it. Work for your dream, Nothing in life is worth to worry than life itself, Make better of yourself, I think it's more than one advice (laughter).


For the LoveONN, what is your advice to us?


You guys are doing well. Started good initiative. Just maintain quality and worthy content.

Knowledge and information is something uncompromising. And media should be pure.


""Ankit, 20 years old, Indian, investor, entrepreneurs and business tycoon. He is  Co- founder, CEO, Experience Designer, Product Architect and overseeing all the development at Samrat Investments. He is also the founder and CEO of Mama Casa. And also the lead investor and media experience developer of LoveONNSam Inspyr Campaign,  initiative by him, which funds and support the ideas and bring ideas in to practical life.

Young dynamic personality, innovating and bringing great experience through his service and product.

Samrat Investments, providing financial service, funding and investment to individual and business.

Focusing on financial freedom, financial awareness and getting higher profit return on saving, while banking sector is been challenging mostly for working class in terms of economic growth.

Ankit, is working with purpose to serve, creating better experience and bring innovative product to inspire humanity.""




Experience higher profit on saving and investment for your better financial strength and wealth management here

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